Umbrella Company Calculator 2026/2027

Tax Year:

Tax Code:

Day rate £:

Working days / year:

Umbrella margin £/week:

Day rate × working days = annual contract value paid to the umbrella.
Umbrella deducts its weekly margin, then employer NI (15%) and Apprenticeship Levy (0.5%) before paying you PAYE.
Holiday pay accrual (statutory 12.07%) is treated as already included in your PAYE-taxable salary.

Umbrella Company

For contractors paid via an umbrella company. Models the «assignment rate → salary » uplift: contract value minus margin, employer NI and Apprenticeship Levy, with the remainder run through standard PAYE on an annual basis.

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